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Bad credit Long term personal loans are the type of money lending approach that many Americans opt for in order to get monetary assistance that allows extended repayment terms. These loans usually do not perform credit checks thus you can get the money you want irrespective of your credit standing. From the term itself, it is guaranteed that you don’t need to panic in looking for funds for repayment as you are given an ample time to save.  Loan providers offering Long Term Personal Loans for Bad Credit usually ask for collateral before loan is granted. With collateral that secures against your Bad Credit Long Term Personal Loans, credit providers are confident that you will be compensating the amount you borrowed or else, they have the right to foreclosure your property. Although, there’s a chance that you might lose your property, choosing these types of loan arrangements can be beneficial in so many ways.  Benefits of Secured Long Terms Personal Bad Credit Loans First and foremost are the funds itself. Credit providers with Bad Credit Personal Long Term Loans do not hinder the purpose of the money hence you have every right on what you want to do with it. Bad Credit Long Term Personal loans can be used in:  • Mortgages • Travel and Leisure • Credit Card Bills • Home Improvement • Car Amortization • Debt Consolidation • Personal Expenses  Secondly, the amount that you can borrow is large. Depending on the value of your collateral, you can get higher amount which can greatly help you in your monetary needs. The amount of cash you can get from the loan can be enough to cover all your financial obligations. Bad Credit Long Term Personal Loans  Third, the interest rate is a lot lower compared to unsecured short term loans. Traditionally, if you have bad credit, it is apparent that you will be paying higher interest. However, with these secured long term personal bad credit loans, you are enjoying a more affordable and lesser interest rate.  Last but not the least is the repayment terms wherein you are given a lot of time to secure repayment cash. You don’t need to scram in looking for cash as you are granted years to repay the entire amount. You can arrange with the lender if you want to pay the loan in installment basis or all at one time but the bottom-line is that, you have enough time.  Suggest Bad Credit Long Term Personal Loans Guaranteed With Affordable Repayment Terms Issues
Question by : I need a guaranteed ,500 loan for Bad Credit, Can anyone help me? For future reference don't answer any (202) area code numbers offering you a loan. You will never see it. But I am looking for a long term loan preferably, but short term is ok too i guess. I just need some financial help so PLEASE. If you know of anything than let me know. Thanks. Best answer for I need a guaranteed ,500 loan for Bad Credit, Can anyone help me?:
Answer by wizjp
Pretty much no chance, and you know that. If you have run out of friends and family options, try Prosper.com. they do some unconventional lending; but I can tell you it's going to be a long shot anywhere. I'll try and report the spammers away as they pop in.
Answer by Steven
hello this like the others are saying may not happen if you do get approved by a banks or credit union they will want some sort of savings or a car to back it if you fail to pay it back to them if you go outside a bank or credit union you will be paying 29.99% or more and the fees do not make it worth it and this is because they wont pull your report banks and unions will charge 1.75% to 18.99% and no fees depending on the loan type and what the loan is for and the term of the loan and what you have to back it up with i say its not worth it if your going outside the banks or unions its just not safe hope this helps
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