A Cape Town loft

A Cape Town loft

20120124 State of the Union Enhanced Version

Capetonians are slowly beginning to change their ideas of what define Cape Town luxury apartments. Firstly, the estate agents are no longer correct, location isn't everything. The creative duo, consisting of a magazine editor and an art dealer, found their dream apartment in the middle of an office block. Cape Town luxury apartment rentals should no longer be judged on the amount of space they occupy, as the couple's gem of an apartment measures a meager 68m2.

 

The couple was not looking for a loft apartment at the time but the large amounts of natural light as well as the wooden roof beams were just too difficult to pass up, the red brick walls they learned to love. The couple was originally planning to renovate the space, adding a separate bedroom, but instead opted to keep the open plan design as it was and instead incorporate the bedroom as part of the living space.

 

By painting everything white, the walls, the shelves, some of the fixtures, a sense of space is achieved in  Cape Town luxury apartments, there is a reason why the space conscious Danish decorate their notoriously small accommodation in nothing but the crispest white.

 

In such a small space, storage is of course a challenge, the couple have incorporated storage in every inch of unused space, such as deep drawers under the bookshelf, hidden all over the kitchen and the tall bedroom cupboards providing plenty of room.

Unfortunately some space indulgences have to be sacrificed, while the couple refused to go without a bath, they opted instead for a smaller square tub, just large enough for an adult to sit cross legged in.

 

The couple was faced with the problem of finding small furniture and products for their loft, but surely with the recent rise in the demand for city living, manufacturers will cotton on to the needs of their customers. 

 

 

 

 

 

 

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Franchise Businesses for OFWs

Franchise Businesses for OFWs

With Century City's citizens, a new paradigm in residential high-rise development will be set, with all residential units not only providing Century Properties' highly-acclaimed, Fully-fitted, Fully-furnished concept, but taking bespoke living to the next level with more interior design options to allow you to truly personalize your future home. As the first residences to be built within a future urban icon and international landmark, Century City's Gramercy boasts of delightful amenities never before seen in the industry. Among them is the piece de resistance: The breathtaking SKYPARK with waterfalls, infinity pools, a designer restaurant, health club and more, 36 storeys above the ground and traversing the entire width of the building. The Gramercy Residences will be the only 24/365 hyper-amenitized luxury high-rise in the Philippines boasting of features and luxuries never before attempted anywhere else in the worl d. The Gramercy will be fully-serviced, a dream come true for those who live the modern lifestyle. Imagine ordering a sumptuous meal served in your bedroom from any of Century City's restaurants. Or having a personal shopper bring up some new arrivals from your favorite boutiques downstairs, a housekeeper taking care of your household chores, or the Gramercy day care center and playschool ensuring that your kids have countless hours of educational fun. FORINQUIRIES/ VIEWING & RESERVATION, PLEASE CONTACT: DHING SIMBULAN Sales Manager -- RPS Division Mobile ...

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There are many popular businesses that OFWs or overseas Filipino workers have started to help them in their efforts to give their loved ones a better life. One of those is franchise business. So what are the reasons that made franchise businesses a very popular type of business in the country, particularly among many OFWs?

 

Franchise Businesses in the Philippines

What made franchise businesses popular in the Philippines is because of its many benefits which made it easier for Filipinos, particularly among the many OFWs. One reason why OFWs had gained a lot of popularity is because of its affordability.

 

According to the PFA or the Philippine Franchise Association, the Negosyo franchise had gained a lot of popularity in the country because of the many new types of franchise businesses that not only gave Filipinos as well as OFWs the chance to easily start a business of their own, but also gave them a franchising cost which they can easily accommodate.

 

The franchise industry of the Philippines today had grown massively from less than 50 franchises in the 1990s to over a thousand today.

 

Benefits of Franchise Businesses

Some of the most apparent reasons why franchise businesses had gained a lot of popularity in the country is because of its affordability.

Compared to most franchise businesses in the country, such as convenient stores and fast-food restaurants, a number of new franchise businesses in the country are now known for its affordable costs, which made it easier for middle-wage earners as well as OFWs to own a business. Popular types of franchise businesses that offer such costs are food cart businesses.

 

In addition to its affordability, another major advantage of franchise businesses is its availability.

There are literally thousands of franchise businesses in the market today where Filipinos and OFWs can choose from. This allows them to easily pick a type of business that suits their interest.

 

Business Loans for OFWs

There have also been a number of loaning firms and banks that offer different business loans that cater to the needs of OFWs. A popular example is the Business loans Philippines that BPI's Ka-Negosyo offers to OFWs.

 

Because of this service, many OFWs were given the means for them to start their own business or to franchise a business, which will give them the hope that someday, their business will be enough to sustain their needs, giving them the chance not to work abroad and to leave their family in the Philippines. For more information visit to our site at http://www.kanegosyo.com.ph/

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No Income Verification Home Loans

No Income Verification Home Loans

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On top of current benefits such as free tuition, the new package â€" to be introduced in 2013 â€" includes an annual minimum income of £7,250 through combined bursaries and loans for students with a family income of less than £17,000; all students will be ... Good news for students, no news for graduates

If you need a home equity loan it can be difficult to find one that doesn't require a large amount of documentation. However, the great news is that no income home verification home loans can give you a second mortgage without this problem. There are a number of lenders now offering this type of loan.

There are many reasons why it could be hard to provide documentation to prove your income. This is especially common for anyone who is self-employed, works on commission or even lives off past investments. This type of loan can also assist you if your business has a large amount of deductions, showing your net profit as relatively low. Whilst this can be a useful tactic for your business in some aspects, it can make it difficult to get the home loan you need.

When you are applying for a home loan you will normally be assessed using a number of different methods.

This includes looking at your debt to income ratio, which can seem unrealistically high if you are in one of the situations listed above. In this situation the lender will usually reject you, but this is where the no verification option comes in handy.

The only qualification for getting a no income verification home loan is to have a good credit rating. You might also find that these kind of loan come with high interest rates when compared to traditional, income-verified loans. You may also have to verify any assets you have, though this differs from provider to provider. Check around for the kind of loan that suits you, and be careful to check the guidelines in order to find the best value home loan.

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Go Click Cash-The Review

Go Click Cash-The Review

Is Your Mortgage Loan Illegal? Sue Your Lender® performs predatory mortgage audits for attorneys and consumers and we are finding legal violations on over 80% of the loans we review. Meaning, there is an 8 in 10 chance that the law has been violated on your mortgage and you might be able to use these legal violations to sue your lender. We help homeowners discover how the Truth in Lending Act can help stop foreclosure. For more information visit our site at www.sueyourlender.net

Is Your Mortgage Loan Illegal? Sue Your Lender

Go Click Cash-The Review.

Before I start with the review of Go Click Cash Program, I will like to ask you a few questions.

How many times do you click your mouse, probably thousands of time in a single day. did you know that with just six clicks of your mouse you can make a lot of money. Did you know that THIS IS THE ONLY PUSH BUTTON kind of program that makes real money on auto pilot. Do you want internet riches, if the answer is yes then read on this review and watch as the impossible becomes possible,

Finally money you earned from the internet in your pocket, better yet, rolling in every minute thanks to the moronwho let this amazing program become available to the public.

I will like to tell you something, you see in my 6 years doing internet marketing i have always hated push button, click and make money programs, this is because they always turned out to be nothing but a scam.

The hate was so evident recently when a close friend informed of push button live software that makes money, I was so angry with this guy for wanting me to waste both my time and money on some crappy little product, that will probably bring me nothing but head aches.

But you see, I have to admit, when I saw a press releas of the latest click and make money program i was impressed, everything seemed to make sense,i mean this method, Go Click Cash, summarized one method into a few clicks with little effort from you.

As this is Go click Cash-The Review we are going to look athow you can make money with this program, what it is about, does it really work, and if its being proven to deliver on all its promises.

What is Go Click Cash Program.

This is a program that is operating the entire tasks of making you money on auto pilot. Though many people have tried to come up  with with a real solution auto pilot cash making, I feel they always fell short of their promises as the user always ended up doing more work and making less or no money at all. However Go Click Cash Program has truelly received a stamp of approval mainly for the promises it guarantees, that is, to make you cash with little to no effort from your part.Go click cash was created for the purpose of formulating a system of auto piloting cash creating formulas. Its been duped the best money making system of all times.

In this review of Go Click Cash program, i will like to mention that during its first period of beta testing by the mods, it archived the highest marks all round, here are the results

User Friendly-Ratings 10/10 Maximum Cash Generation in a 24 hour circle-Ratings 10/10 Life time support- Ratings 10/10 Guides and training materials- Ratings 10/10

How you will make money with Go Click Cash Program.

As this is the most straight forward and simple task of the all, i will just go straight to the point.

BY CLICKING A BUTTON,

Does Go Click Cash Program work.

If the above ratings means nothing to you or you do not know what it means then you are definitely in the wrong line of work.

Trust me on this one, this ones works!OH MY GOODNESS! It keeps cash rolling in and they is nothing you can do to stop it even if you wanted to.

To cut the long story short,yes Go Click Cash Program works.

Has Go Click Cash Program Being Proven to Work.

All i can tell you is that after testing this program all i can say to you right now isWOW, I never expected it work so fast, efficiently with little effort from me.

Many people have also show proof that this program works.

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Loans for discharged bankrupts- Loans for Those Discharged from Bankruptcy

Loans for discharged bankrupts- Loans for Those Discharged from Bankruptcy

ClickHomesNow.com Huntington Beach Homes For Sale The Summerlanes How long do I need to wait after a bankruptcy discharge to buy a home for a conventional loan or an FHA loan? How long before I can get pre approved for a home loan purchase after bankruptcy?

How Long Do I wait after Bankruptcy discharge to buy a home in The Summerlanes Huntington Beach?

You have to several myths if you have filed for bankruptcy but need loan to meet your urgent needs. For example:

 

Lenders do not offer loans to bankrupts If at all bankrupts get loan, it is very costly Loans for bankrupts come at high rate and tough conditions It is very time taking to borrow loans for bankrupts.

 

The above are simply myths, nothing else. When you apply for loans for bankrupts through Loans for Discharged Bankrupts, you don’t need to face any of above mentioned situation.

 

It is because, Loans for Discharged Bankrupts is a specialized service provider that helps people who have filed for bankruptcy in borrowing loans to meet their urgent financial needs.

In order to help you meet your financial needs urgently, we have a very simply, efficient and fast application process. You can apply to us through our online application form from the comfort of your home or office. Moreover, with us you don’t need to fax multiple documents to lenders. Therefore we offer various types of loans, as follows:

 

Small Loans Payday Loans Bad Credit Loans Loans For Bankrupts Loans After Bankruptcy Unsecured Personal Loans Loans For Discharged Bankrupts

 

In order for us to help you borrow loans, you must meet the following conditions:

 

You should be a citizen of UK Your age should be 18 years or more. You should have a permanent source of income You should hold a valid and active checking bank account

 

If you meet the above requirements, apply now through our online application form by giving all relevant information.

As soon as your application is received, it is checked by our expert advisors for any discrepancy. If need be, they contact you to seek further information. On satisfactory filling of the application, it is sent to lenders, who are especially chosen by us considering your individual needs. As soon as they approve your application, money is transferred instantly into your account. More Loans for discharged bankrupts- Loans for Those Discharged from Bankruptcy Articles

Visiting Malaysia - Truly Asia

Visiting Malaysia - Truly Asia

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AKRON, Ohio (AP) â€" One year before the PGA Tour stop in Malaysia becomes an official event, it will get the biggest draw in golf â€" Tiger Woods. Woods said Monday he will play in the CIMB Classic on Oct. 25-28 at The Mines Resort in Kuala Lumpur, his ... Woods to return to Malaysia in busy October

It is no surprise that Malaysia's tourism motto is "Truly Asia", because by visiting Malaysia you will definitely have the opportunity to see and understand Asian lifestyle. Anyone who has visited Malaysia before can agree that this area perfectly represents the rest of Asia as well.

Numerous beaches: Yes, you've heard that right. There are hundreds, if not thousands of beaches in Malaysia and it won't be easy for to you to choose between them, as they are all of top quality. You can choose from the traditional powdery beaches on the eastern coastline to the pebble beach in Pantai Batu and the famous black sand beach of Pantai pasir.

Environment: The wildlife varies in each part of Malaysia. If you are on a journey to Malaysia in order to observe the country's wildlife, then you'll be glad to know that there you can see the Clouded Leopard, Sumatran Rhinoceros, Sun Bear, the Malaysian Tiger, the Orang Utan and the Moni tor Lizard. The Malaysian government is taking the utmost care to protect and preserve Malaysia's wildlife and especially the huge forest areas. These areas accommodate many nomadic people and various medicinal plants.

Cruises: Malaysia can easily be seen by traveling with the exquisite Star Cruises like the SuperStar Virgo and the SuperStar Gemini. These luxury cruises allow you to explore Malaysia's breathtaking destinations, while resting in pampering comforts.

Adventure Activities: There are many different activities that you can take on during your vacation in Malaysia. The choices are many - river safaris and cruises, diving, cave exploration, whitewater rafting, bird watching, paragliding and angling. If you are a person looking for some extreme adventures, then Malaysia may be the place for you.

Shopping: Shopping may just be the best experience in Malaysia. You can choose from num erous modern malls, department stores, bazaars, night markets and duty-free shops.. However, the shopping fever begins with the Shopping Carnival which is held annually during March and April. From there you can find many cheap items like footwear, clothes, sports goods, furniture and many other things.

Cuisine: Malaysian food is definitely one of the tastiest in the world. The Malaysian cuisine is divided in three big parts - Malay, Indian and Chinese. There are also cuisines which have evolved through time and now combine Malay, Indian and Chinese food in order to offer you the tastiest meals.

Visiting Malaysia will definitely be a good time for you and your friends or family, because this is a truly beautiful destination which has a lot to offer to its visitors.

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Barclays Online Banking Security

Barclays Online Banking Security

One of the key figures in the Barclays Bank scandal says he was merely acting under orders when he asked his staff to manipulate interest rates. Jerry Del Missier was giving evidence at a parliamentary inquiry in London on Monday. The scandal revolves around the London Interbank Offered rate, or Libor, which affects trillions of dollars worth of financial transactions. It also influences everything from mortgages to student loans and credit cards. Al Jazeera's Laurence Lee reports from London.

UK officials grill former Barclays official

It affects how much interest ordinary people pay on everything from credit card debt to home mortgages and student loans. The fines against Barclays came after it admitted some of its trading desks purposely manipulated the rate for personal benefit ... Barclays Actions In Libor Scandal Called 'Disgraceful'

Are you hesitant to try an online bank due to security concerns?  This article will provide an overview of Barclays Online Banking Security. Barclays Bank UK has worked hard on its website security.  It has 3.5 million account holders to protect.

Barclays is a United Kingdom financial institution that has over 3.5 million registered users. With this many active accounts, security is of the upmost importance. For this reason Barclays has installed software from the world's leader in digital security, Gemalto. This security software was tailor made to not only strengthen online user authentication for this vast online banking system but the system as a whole.

According to Barclays, the security of the Barclays internet banking system is guaranteed 100% from online fraud. Some of the features of this security system include a secure 128 bit encrypted server, and the system itself logs customers off after an idle time of 10 minutes.

There is also a special way to log in with drop lists of letters to guard against viruses and your access will be disabled if several log in attempts fail.

To assist with the security system at the server level, Barclays also provides its customers with Kaspersky internet security suite software for their home computers. This is provided free of charge with an online account at Barclays Internet Bank.

This internet banking system provides Barclays customers with access to all of their accounts. Some of the service provides are online bill paying, money transfers and the ability to view transfer and bill payment history. Other online services are monthly statements, and the ability to apply for personal loans.

Barclays Official Website has advanced to the level that anything a Barclays branch office can provide is now available online in a secure and safe manner.

For those customers that need help with this vast system, there is a 24/7 helpline available. Move into the future of banking today with the most advanced and secure network available with Barclays Online Banking. More Barclays Online Banking Security Articles

FHA Home Loan Requirements

FHA Home Loan Requirements

FHA Loans (Federal Housing Administration) are government-backed loans that allow the borrower to have a minimum amount of money to put down on a home. Some people believe that FHA is only for first time homebuyers, or for people who have had credit problems in the past. Actually, FHA is a great loan for everyone. Even if you've owned a home previously, and have perfect credit, FHA may still be the best loan for you. There are several advantages to an FHA loan. There is a low minimum down payment of 3.5%. The seller can contribute up to 6% of the purchase price toward the buyer's closing costs and prepaid expenses, which can significantly reduce your out of pocket expense.

FHA Home Loans

Since 1930's, FHA loan programs were here, to fulfill the dream for some low-to-moderate income families to own a house of their own. Today, FHA loan programs have gained its popularity to a wider range of audiences, primarily because of its competitive rates and flexible credit requirements with averagely low down payment requirements which can be as low as 3.5%.

The FHA insures home loan mortgages. They are actually not lending any money to the borrowers. They solely provide the mortgage insurance to protect lenders against the risk of default on mortgages, thus making these loans more secured. A mortgage lender who works with the FHA possess a higher chance to approve your home loan application because they know that with the FHA protection, if the borrower default, FHA will cover the loss necessarily.

With this FHA insured loans, many potential home buyers are able to take advantage of the flexible credit terms which can be ranging from 5 years to 30 years.

The FHA guidelines for loan qualification are the most flexible of all mortgage loans.

What are the basic requirements to get a FHA House loan?
- Earn a consistent income from a reliable source with a steady employment record for the last 2 years
- Free from Bankruptcy for at least the last 24 months
- Proven records of timely payment made on their previous debts for the last 12 - 24 months
- Proven records of income tax payment for the last 2 years

FHA loan is most suitable for these groups of people:
- One which have faced certain credit problem, and found it impossible to get any conventional loans to become a home-owner
- Fresh college graduate who has just started to work and don't have much down payment

- New home-buyer of a new borrower who wanted to take advantage of the low interest rate and the adjustable rate house loans from the FHA
- One who request for a more flexible credit terms such as those for 10, 20 or even 30 years of loan terms are available. Find More FHA Home Loan Requirements Issues

Job in the Sun Review

Job in the Sun Review

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12 Month Cash Loans - Get Ready Cash for 12 Months

12 Month Cash Loans - Get Ready Cash for 12 Months

Bad Credit Personal Loan, No Credit Check And Credit Cards Choosing the right collateral So what is the right collateral to secure a bad credit bank loan? Generally, you'll want to use some collateral item that is high in value and that has a relatively easy to access market in case the bank has to take possession of it and put it up for sale. Home equity works wonderfully in this role, since the equity doesn't require any specific market as it's already in a form that can be easily transferred by banks. Other types of collateral that do well for these loans are real estate and automobiles. Getting the most out of your loan Once you've decided what you want to use as collateral for a bad credit bank loan, you need to decide upon the actual amount that you're going to request a loan for. Ideally, you want to ask for an amount much lower than the value of your collateral; a lower asking amount can help ensure that the b ank will get its money back even if it has to expend the additional costs of taking possession and putting the collateral item up for sale. The larger the difference is between the collateral value and the asking amount of the loan, then the more likely it can be that the bank will consider the potential for them losing their money to be worth the risk. to learn more about this exciting offer please visit our website at Private Fast Loans.com Guaranteed Personal Loan Unsecured Personal Loans and Lines of Credit. Any Purpose Secured Are you short on rent this ...

2012 Guaranteed Personal Loan Unsecured Personal Loans and Lines of Credit. Any Purpose Secured

You may be facing financial crisis due to change in our economy and our lifestyle isn’t it? Then you would not be concerned to postpone them much, as they are very necessary to fulfill. Then we have got perfect solution for you in form of 12 month cash loans. No need to put your needs and essentials into backseat for reason of short funds. We provide you opportunity to get through you urgencies and regular monthly dues. You need not have to scare any more for need of cash when you lack payday loans 12 months for your small monthly routine expenses or any emergencies cash needs. The needs of your dear ones which were earlier compromised but not now, many times will no more be compromised with.

Unexpected compelling expenses make it very difficult to be taken on.

The most forged situation ever imaginable is that you face urgency at the end of month. Emergencies are often unexpected that disappears all plans and forecasts. With us you need not have to miss your due dates any more. Many times by the end of the month you recognize that many of your needs and that of your loved ones are left unmet. Even in such positions you can go for borrowing from us. We provide you 12 month cash advance immediately on the same day on which you need money.

Our service finances you a sufficient amount of money that can help you meet your needs on time. Interestingly we give you money without any delay. You need to fill the online form which is very simple and contains your personal information like name and address. In a matter of few seconds you will find funds shifted into your account which you can use it any where it is required. You can easily avail this type of loan, and you need not keep any security for availing this type of finance. So you can feel free to avail these finances and meet your requirements successfully.

Duration of the repayment in installations is kept flexible up to 12 months period. You can even vary the amount paid as installments as per your ease. 12 month cash loans provide you finances without any security or collateral to assure fund that you have borrowed. You need not have to go through unnecessary formalities and checking. All you need to do is to fill a simple form online on our website with some very basic details about you that will be kept secretly. Your request will be processed and sanctioned in least possible time on the same day. It takes couple of hours to provide you 6 month payday loans that you require.
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